The podcast

A holistic approach to success in business, health, and personal life.
Josh and Zach Spencer talk to operators about what actually worked, what it cost them, and what they would do differently. Business, health, and the life around both.
Every episode
All 37, newest first. Open one to read what it covers and play it here — or follow the show wherever you already listen.
37No Guest, Just Us: Business, Books & Real Life40 min
July 31, 2026 · 40 min
After 36 episodes of interviewing other people, Josh and Zach turned the mics on each other. What we're building, what we'd do differently, what we're reading, and what's actually happening at home. Josh gets into why he won't use the word "lost" — in sports…
36$20M by 21, Bankrupt Twice, One Door Every 6 Minutes — Jeremy Barker of Murphy Door34 min
July 23, 2026 · 34 min
He made $20M by 21. Went bankrupt twice. Now sells one door every 6 minutes. Jeremy Barker's story is one of the wildest we've had on the pod: → Created the metal frames used in Tuff Sheds — as a teenager → Was doing $20M/year top line by age 21 supplying…
35Jill Jones: Turning Every Pivot Into The Next Big Move28 min
April 17, 2026 · 28 min
Jill grew up on the shores of Lake Michigan in Kenosha, Wisconsin, moved to Utah at 17, and never planned to open a restaurant. She got her real estate license at 21, paid off her student debt by flipping her first condo, and built a career around design,…
34Russ Warner: From Garage Hobby to Viral Business28 min
April 10, 2026 · 28 min
What does it take to build something out of nothing — with no funding, no blueprint, and a business partner who told you no for six years? Russ Warner has been a chameleon his entire career. From running a mortgage company with 38 branches, to assembling…
33From Refugee to Entrepreneur | Haysam Sakar’s Powerful Journey to Success26 min
May 23, 2026 · 26 min
In this powerful episode of the Flat Bill Investors Podcast, we sit down with Haysam Sakar, who went from being a stateless refugee in Egypt to a successful entrepreneur in the U.S.—building businesses in both the automotive and solar energy industries.…
32From Troubled Youth to RE Millionaire | Christion Sadler’s Journey to Success24 min
May 23, 2026 · 24 min
In this inspiring episode, real estate investor Christion Sadler opens up about his transformation from a troubled youth into a successful entrepreneur and innovator in the real estate industry. Raised by a single mother in a low-income household, Christion…
31From Debt to Deals: Joshua Lindsey on M&A, EBITDA & Financial Freedom25 min
May 23, 2026 · 25 min
In this episode of the Flat Bill Investors podcast, Joshua Lindsey—business broker and mergers & acquisitions expert—shares his powerful journey from financial hardship to successful business ownership. Learn how early money struggles shaped his path, how he…
30Redefining Masculinity: Presence, Purpose, and Brotherhood22 min
May 23, 2026 · 22 min
We sit down with Bryan Hurd—a devoted husband, father, and real estate professional—to dive deep into the journey of self-discovery, personal growth, and the Evolution Project: a movement empowering men to live with greater intention and connection. 🌱 Topics…
29From Engineer to Real Estate Investor | Jaiden Olsen's $100K Leap of Faith26 min
May 23, 2026 · 26 min
Can you go from engineer to real estate investor—and make it work? Jaiden Olsen did. In this episode of the Flat Bill Investors Podcast, we sit down with Jaiden Olsen, a former engineer who made a bold leap into real estate investing. From wholesaling an…
28Joe Speredon Talks About Men's Mental Health and Authenticity21 min
May 23, 2026 · 21 min
In a world where many men suffer in silence, the importance of discussing mental health and authenticity cannot be overstated. In this episode of the Flat Bill Investors Podcast, we welcome Joe Speredon, a man whose journey through personal struggles has led…
27The American Dream: Raynei Villareal's Entrepreneurial Journey24 min
May 23, 2026 · 24 min
In this episode of the Flat Bill Investors, we chat with Raynei Villarreal, a self-made entrepreneur. From humble beginnings and having the American dream of owning his own business, he took his passion for sneakers and turned it into a custom footwear…
26From Cult to Entrepreneur: Maeli Nelson's Inspiring Journey22 min
May 23, 2026 · 22 min
In a world where personal stories often inspire others, Maeli Nelson's journey stands out as a testament to resilience and determination. Growing up in a restrictive religious environment, Maeli faced significant challenges, including a lack of education and…
25Empathy and Entrepreneurship: How Tyson Allred Developed Copper John's26 min
May 23, 2026 · 26 min
In this episode of the Flat Bill Investors Podcast, Tyson Allred, a multifaceted individual with a rich background in education, family life, and entrepreneurship, shares his journey from personal struggles to building a successful business, emphasizing the…
24From Firefighter to Real Estate Mogul: Corey Bohner's Journey27 min
May 23, 2026 · 27 min
In the latest episode of the Flat Bill Investors Podcast, we welcome Corey Bohner, a seasoned real estate investor with over a decade of experience in property management, real estate investing, and even a background as a firefighter. Corey shares his unique…
23From Tragedy to Triumph: Sarah Foley's Journey of Resilience and Empowerment24 min
May 23, 2026 · 24 min
In the latest episode of the Flat Bill Investors podcast, we welcome Sarah Foley, known as the "vertical blonde." Sarah shares her incredible journey of overcoming adversity and finding her voice after a life-changing accident. This video delves into her…
22The Entrepreneurial Journey of Derrin Hill: From T-Shirt Sales to Rev Road26 min
May 23, 2026 · 26 min
Derrin Hill shares his entrepreneurial journey from selling t-shirts in college to founding Rev Road, emphasizing the importance of family, love, and community in business. He discusses his values of grit, growth, and gratitude, and how these principles guide…
21Entrepreneurship, Effective Systems, & the Pursuit of a Meaningful Legacy24 min
May 23, 2026 · 24 min
In this episode of the Flat Bill Investors Podcast, Steele Kizerian shares his journey as a sixth-generation entrepreneur, discussing the importance of the Entrepreneurial Operating System (EOS), the challenges of entrepreneurship, and the significance of…
20Navigating Insurance Claims in Real Estate21 min
May 23, 2026 · 21 min
In the latest episode of the Flat Bill Investors Podcast, we engage in a compelling discussion with Michael Paul and Javier Hinojo from StormChecks. The conversation revolves around the intersection of real estate investment and insurance claims, particularly…
19Navigating the Skies and Real Estate: Insights from Private Pilot Curt Marker21 min
May 23, 2026 · 21 min
In this episode of the Flat Bill Investors podcast, Kurt Marker shares his journey from finance to becoming a private pilot and real estate investor. He discusses the challenges of breaking into the aviation industry, the importance of building relationships…
18How to Make Your Business UNFORGETTABLE! (Insider Tips) with Colt Flitton21 min
May 23, 2026 · 21 min
In this episode of the Flat Bill Investors podcast, Colt Flitton discusses the importance of creating memorable experiences in business, particularly in the promotional products industry. He shares his journey, the unique approach of his company Drip Swag,…
17Take Control of Your Retirement Investments with Steve Barnett24 min
May 23, 2026 · 24 min
🚀 Unlock the Power of Self-Directed IRAs | Take Control of Your Retirement Investments! 💰 In this episode of the Flat Bill Investors Podcast, host Steve Barnett breaks down the game-changing benefits of self-directed IRAs and how they give YOU the power to…
16The TRUTH About Mental Health and Self Love No One Talks About26 min
May 23, 2026 · 26 min
Logan Petersen shares his transformative journey from construction to social media, emphasizing the importance of self-love, mental health awareness, and the supportive community around men's grooming and mental health. He discusses his personal struggles…
15From Welding to Wealth: Adam Maggio's Entrepreneurial Journey25 min
May 23, 2026 · 25 min
Adam Maggio shares his transformative journey from a struggling welder in New Jersey to a successful entrepreneur and sales leader, emphasizing the importance of mentorship, structure, and the entrepreneurial mindset. https://www.instagram.com/adammaggioinc…
14Keys to Lasting Success: Invest in Yourself and Relationships24 min
May 23, 2026 · 24 min
🔥 The Secret to Building Lasting Success with Mark Evans! 🔥 In this episode, Mark Evans shares his inspiring journey from humble beginnings to becoming a highly successful entrepreneur and mentor. He breaks down the key principles of wealth creation, the…
13He Made Millions in Crypto... And Here's HOW! (Must Watch)29 min
May 23, 2026 · 29 min
In this episode of the Flat Bill Investors podcast, Dan Young shares his journey from starting a computer business in 1992 to becoming a successful player in the cryptocurrency market. He discusses the importance of emotional control in investing, the…
12I Built a Business That Runs Itself (Here’s How!)24 min
May 21, 2026 · 24 min
Kevin Marron, known as the Gutter King, transformed his life from being $800,000 in debt to building a $10 million business by innovating the gutter cleaning industry. His journey emphasizes the importance of focus, leveraging virtual assistants, and creating…
11The END of the U.S. Dollar?! Bridger Pennington EXPOSES the Truth!26 min
May 21, 2026 · 26 min
In this episode of the Flat Bill Investors podcast, Bridger Pennington discusses the historical context and implications of trading oil outside of the US dollar, sharing insights from his family's investment background and the current state of the financial…
10How Authenticity and Innovation Create Billion-Dollar Solutions!24 min
May 20, 2026 · 24 min
In Episode 10 of the Flat Bill Investors Podcast, we sit down with Greg Anderson, founder of Jedari, to uncover the secrets behind building innovative solutions. Greg shares his powerful insights on how authenticity and innovation have been the driving forces…
09Red Suit Realtor: Overcoming Challenges to Become a Legend!27 min
May 20, 2026 · 27 min
In Episode 9 of the Flat Bill Investors Podcast, we’re joined by the Red Suit Realtor to dive into the powerful world of branding, overcoming challenges, and inspiring others. Get ready to hear valuable insights on staying consistent, setting lofty goals, and…
08Partnering with Someone Smarter to Build a $1M Business!27 min
May 20, 2026 · 27 min
What’s the secret to building a million-dollar business? Partnering with someone smarter than you! In this episode, we sit down with Josh Graves, the mastermind behind the rapidly growing fitness brand, BullFit. 🚀💪 Josh shares his journey to success, how…
07Stand Out in Your Industry with Darlene Carter22 min
May 20, 2026 · 22 min
🔑 Unlock the Secrets to Success with Darlene Carter! 🚀 In this episode, we dive into how to stand out in your industry by mastering the art of building a powerful brand. ✅ Define your unique value ✅ Build a brand that attracts opportunities ✅ Dominate your…
06The Art of Relationship Building: Club Paddock's Owners25 min
May 20, 2026 · 25 min
Discover the secrets to building lasting connections as Hondo Vargas and Chris Patch, the visionary owners of Club Paddock, share their expertise on the art of relationship building. In this inspiring episode, they reveal why networking goes beyond business…
05Defining Your Role and Building the Right Team26 min
May 20, 2026 · 26 min
Unlock the secrets to scaling your business with "How to Grow Your Business by Defining Your Role and Building the Right Team"! In this insightful episode, Flat Bill Investor dives into a powerful discussion with successful entrepreneur Rachel Barker,…
04How to Build a Business That Helps People and Makes Money!27 min
May 20, 2026 · 27 min
In this episode of the “Flat Bill Investors Podcast”, we sit down with a special guest who shares the secrets to building a business that not only generates income but also makes a meaningful impact on people's lives. If you've ever wondered how you can…
03Inside the Legendary Treasure Hunt: New Clues Unveiled!23 min
May 20, 2026 · 23 min
Join Josh and Zach as they sit down with Utah Treasure Hunts to dive deep into the mystery behind their famous treasure hunt! In this exciting interview, you'll get an exclusive behind-the-scenes look at the inspiration, history, and challenges involved in…
02Sean Finnegan: Mastering Networking22 min
May 20, 2026 · 22 min
In this episode of the Flat Bill Podcast, Josh and Zach sit down with business networking expert Sean Finnegan to uncover the secrets of mastering networking and building strong business relationships. Sean shares his proven strategies for creating meaningful…
01Who Are the Flat Bill Investors?19 min
May 20, 2026 · 19 min
Discover the secrets to building multi-million dollar companies with Josh Zieglowsky and Zach Spencer, the hosts of The Flat Bill Investor Podcast. In this episode, they share insights on business success, investment strategies, and how to foster lasting…
The hosts

Josh Zieglowsky
Entrepreneur, commercial real estate investor, founder of ERC Specialists.

Zach Spencer
Broker and founder of S2 Pickleball.

Got a story worth telling?
The show runs on real operator stories — what worked, what it cost, and what you would do differently. Pick a slot and it is booked.
Pick a time to recordNeed the show artwork? Download the logo files.